Guide

Luxury Real Estate in Switzerland: A Complete Buyer's Guide

19 April 2026 · 8 min · Beherzig Real Estate

Switzerland offers one of the most stable luxury real estate markets in the world. This guide covers the essential aspects for buyers of high-end properties.

The prime locations

Lex Koller for foreign nationals

EU/EFTA citizens resident in Switzerland (B or C permit) may purchase without authorisation. Non-EU buyers require cantonal authorisation. Check your eligibility →

Financing

Swiss banks generally require 20-30% equity. Current mortgage rates: 1.5-2.1%. Calculate affordability →

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As of April 2026. All information is provided without obligation.