The renovation fund is the Achilles heel of many condominium purchase decisions. Too few reserves mean expensive special contributions in the future.
What is the renovation fund?
Every condominium owners' association must set aside money for major renovations: roof, façade, heating, lift, pipes. The fund is financed through annual contributions.
Rule of thumb: how much should be in it?
- New build (0-10 years): CHF 30-50/m2 total fund
- 10-20 years: CHF 50-100/m2
- 20-30 years: CHF 100-200/m2
- 30+ years: CHF 150-300/m2 (major refurbishments due)
Warning signs when buying
- Fund below the rule of thumb → special contributions likely
- No annual payments in → not compliant with regulations
- Major refurbishment planned, fund empty → immediate additional payment
- No minutes of the owners' meetings available → lack of transparency
As of April 2026. All information without obligation.